Summary
We collect as little as possible. Reading the site does not require an account, and our own analytics store no IP addresses, no cookies and no identifiers. This policy is maintained by the publisher of MortgageMath US.
Page-view statistics
When a page loads, our server records: the time, the page address, the domain of the referring site (for example, google.com — never the full referring address), a country code only if our hosting provider supplies one, the device type (mobile, tablet or desktop) and, for automated visitors, the crawler’s name. We do not store your IP address, your browser’s full user-agent string or any identifier that could follow you between visits. These records are kept for up to 400 days and are used only to understand which pages are useful.
Calculators
Calculations run on the page itself. The values you enter can appear in the page address so you can share a scenario, but we do not store them.
Contact messages
If you use the contact form, we store your name, email address and message to reply to you. We delete messages when they are no longer needed and never use them for marketing.
Advertising
The site may show ads served by Google AdSense or similar networks. Ad partners can use cookies or similar technology to show and measure ads. Visitors in the European Economic Area, the United Kingdom and Switzerland are asked for consent before personalised advertising, and everyone can change their choice with the “Privacy choices” link in the footer. You can also manage Google’s ad personalisation in your Google account settings.
Your choices and rights
Because our analytics hold no personal data, there is nothing in them to access or delete. For contact messages, you can ask us to see, correct or delete what we hold by writing through the contact page. Depending on where you live, you may have further rights under laws such as the GDPR or state privacy laws.
Children
The site is written for adults and does not knowingly collect information from children.
Changes
We will update this page when our practices change and show the new date at the top.