# Terms of use

> The terms for using MortgageMath US, its calculators, its facts API and its content, including limits of liability and how content may be quoted.

URL: https://mortgage-math-us.com/terms/  
Last reviewed: 2026-10-28 · By the MortgageMath US Editorial team

## Using the site

By using MortgageMath US you agree to these terms. The site provides general information and calculators about home loans in the United States. It is free to use for personal, non-commercial purposes.

## No advice, no offers

Nothing on the site is an offer to lend, a commitment, or financial, tax or legal advice. Calculator results are estimates based on the inputs and published averages; lenders use their own pricing and underwriting. Always rely on your Loan Estimate, Closing Disclosure and licensed professionals for decisions. See the [disclaimer](https://mortgage-math-us.com/disclaimer/).

## Accuracy

We work to keep every figure accurate and dated, and we cite our sources so you can check them. Rates, limits and programs change, and we can’t guarantee that every figure is current at the moment you read it.

## Content and quoting

The text, design, calculators and code are protected by copyright. You may quote short passages with a link back to the page. The facts in our facts API come from public sources; please cite those sources when you reuse them. Automated access for search engines and AI assistants is welcome as described in our robots.txt; please don’t overload the site.

## Links

We link to government agencies and other sites as sources. We are not responsible for their content or availability.

## Limitation of liability

To the fullest extent the law allows, MortgageMath US is not liable for losses arising from use of the site or reliance on its content or calculators.

## Changes

We may update these terms; the date at the top shows the latest version.

## Sources


_General information, not financial advice._